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Given technology innovation, it’s imperative that we look ahead, constantly scanning the road for fraud hazards in order to safely avoid hitting them head on. Two of the immediate hazards lying on the insurance roadway that everyone should have on their radar screens involve the “Internet of Things” (IoT) and telematics.

Oxford Dictionary defines IoT as “a proposed development of the Internet in which many everyday objects are embedded with microchips giving them network connectivity allowing them to send and receive [real time] data” to an individual, organization or business.

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