With wildfires ablaze in the West and temperatures still warm in most of the country, it’s hard to think ahead to the deep freezes of winter. But families would be wise to consider how to protect their homes from the winter cold now – especially if they own large, custom-built homes.

With frigid temperatures extending far into the Southern states in the past two winters, the vast majority of homeowners need to appreciate the possibility of significant damage from frozen pipes and ice dams. We had one high-net-worth (HNW) client as far south as Georgia whose home suffered $500,000 in damage from a frozen pipe that burst. 

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