It may be tempting think that technologies like 3D printing,driverless vehicles, artificial intelligence and advanced roboticswon't impact the insurance industry for a long time, but thinkagain. Your peers believe that many of these technologiesdeserve attention right now and that they have the potential totransform the P&C insurance industry as soon as three yearsfrom now.

In response to a survey of 147 insurance professionals in NorthAmerica, Strategy MeetsAction (SMA), an insurance strategic advisory firm, hasreleased a research report by Mark Breading, titled, "Emerging Technologies in P&C." The reportidentifies the top 12 technologies with the potential to transformthe P&C insurance industry in the near-term, as well as in 3, 5and 10 years. 

Study participants were asked which technologies carry the mostrisk for the industry. Autonomous/driverless vehicles are seen asposing the greatest risk by a wide margin. Driverless vehicleselicit the most fear as many recognize the potential to upend theentire market for auto/vehicle insurance. The surveyresults indicate that driverless vehicles will have limited impactin the near term, but the impact 10 years out will be enormous.