It's probably accurate to say that most adjusters and examinershave handled dubious property insuranceclaims. Questions frequently arise as to the truecause of losses, the extent of the alleged loss, the insured'srepresentations during the investigation as to ownership, and thedocumentation submitted in support of the claims. 

Claims adjusters and examiners routinely request proof ofownership or purchase in the form of receipts or photographs of theproperty now claimed to have been lost or stolen. Policies of alltypes require an insured to provide information or evidence inaccordance with the policy's general conditions, sometimes calledthe cooperation clause or "Your duties after loss." 

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