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Property & casualty companies have traditionally paid agents and agencies a simple percentage of premium, by line of business or coverage. This worked well for decades. Property & casualty companies have traditionally paid agents and agencies a simple percentage of premium, by line of business or coverage. This worked well for decades. (Shutterstock)

Property & casualty carriers understand that agencies have control over their business. Correctly compensating these agents in this time of massive industry change may prove one of their greatest challenges.

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