Since the platform emerged in the 1990s, the popularity of online workers' compensation programs has grown along with carrier appetites—for reasons beyond simple convenience. This growth demonstrates that quoting and binding entirely online has clear advantages for the insured, agent and underwriter, including quick turn-around times and capturing detailed data. 

Online workers' compensation programs may currently comprise a small percentage of the total workers' compensation market, but they are excellent for addressing the insurance needs of certain types of businesses. Internet workers' compensation best serves small to mid-sized employers as a stand-alone coverage. This typically means manufacturers, artisan contractors, service industry risks and others that can be easily pre-qualified through carrier-specific underwriting rules. 

The need for speed

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