Talk to anyone who worked in New Orleans or the surroundingareas after Hurricane Katrina about their experiences and thereaction from these first-responders is immediate and emotional.From insurance adjusters and restoration contractors to vendors andgovernment responders, their memories of the weeks and months spentalong the Gulf Coast are vivid and frequently painful.

Katrina caused $96 billion to $125 billion in property damage,of which only $40 billion to $66 billion were covered losses. Themassive storm destroyed an estimated 300,000 homes, impacted oilproduction, Louisiana's sugar cane crops and chemical plants, anddecimated the tourism industry along the Gulf.

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