Editor's note: This article first appeared at NerdWallet.com.

Don’t get caught driving without headlights in the rain in Massachusetts, and don’t leave your car door open while parked on the side of the road in Oregon. These are just two unusual and little-known state traffic offenses that are punishable by a ticket — and possibly higher car insurance rates.

In April 2015, Bay State legislators passed a law requiring drivers to use headlights in the rain. The penalty is only a $5 ticket, but a ticket can spike your insurance premiums for years. Massachusetts drivers are also required to use headlights in foggy conditions and between half an hour after sunset and half an hour before sunrise.

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