Many Americans spend a great deal of time in their cars drivingto work and running errands. For residents of some major cities, alot less time is wasted stuck in traffic and battling for a parkingspace.

|

As an added bonuses, residents of some metro areas also paylower car insurance premiums and face lower odds that they will beinvolved in an accident.

|

That's how NerdWallet ranked the best cities for driversfor 2015.

|

[Related: Miserable commutes: The 10 worst cities for driversin 2015]

|

While commuters in many U.S. cities battle traffic nightmares,challenging weather conditions, and expensive auto insurancepremiums and gas, the following major metropolitan areas providethe best overall conditions for U.S. drivers, according toNerdWallet.

|

Aerial view of Tucsan, Arizona

|

(Photo: Shutterstock.com)

|

10. Tucson, Arizona

|

Tucson's dry climate makes for easy driving conditions yearround. Also, auto insurance costs are considerably lower than inthe rest of the nation.

|

To add to Tucson's appeal, gas prices are about 14 cents cheaperper gallon than the national average of $3.44.

|

|
Aerial view of Milwaukee, Wisconsin
|

(Photo: Shutterstock.com)

|

9. Milwaukee, Wisconsin

|

Milwaukee drivers are less likely to get into an accident whencompared with other drivers across the country. Also aplus, Milwaukee drivers endure only 28 hours of annual trafficdelays, which is five hours less than the average U.S.driver.

|

|

Phoenix, Arizona traffic

|

(Photo: Shutterstock.com)

|

8. Phoenix, Arizona

|

Phoenix drivers have it pretty good. With only 28 days of annualprecipitation, Phoenix weather is less treacherous than in manyother major U.S. cities. NerdWallet also found that insurancepremiums for Phoenix drivers are over $70 cheaper than the nationalaverage.

|

|
Raleigh, North Carolina highway
|

(Photo: Shutterstock.com)

|

7. Raleigh, North Carolina

|

Out of all the major cities NerdWallet examined, drivers inRaleigh are the least likely to get stuck sitting in traffic.Drivers here endured only 23 hours of delays a year, or 10 hoursless than the national average.

|

Drivers also enjoy lower-than-average insurance costs at$828.17, compared to the national average of $1,099.71.

|

|
Richmond, Virginia
|

(Photo: Shutterstock.com)

|

6. Richmond, Virginia

|

Richmond drivers spend 29 hours each year in traffic, which is14% less than drivers in other cities. Drivers also benefit fromlow car insurance prices, with an average annual premium of$875.95—over $220 less than the national average.

|

However, icy roads are common during wintertime, so driversshould be extra cautious.

|

|
Albuquerque, New Mexico
|

(Photo: Shutterstock.com)

|

5. Albuquerque, New Mexico

|

Drivers in Albuquerque spend four hours less in traffic everyyear than the U.S. average of 33 hours.

|

The city doesn't get as much rain, about half as much as otherplaces, making for safer driving. Albuquerque drivers also spend$138.55 less than the national average on car insurancepremiums.

|

|
Salt Lake City, Utah
|

The Eagle Gate, located at downtown Temple Street &State Street in Salt Lake City. (Photo: Kenny Tong /Shutterstock.com)

|

4. Salt Lake City, Utah

|

On average, Salt Lake City drivers spend 30 hours each yearsitting in traffic, which is three hours less than the U.S.average. Drivers also get a bargain when it comes to insurance,with an average annual rate of $772.23, which is more than $300less than what the nation's average driver pays.

|

|
El Paso, Texas
|

Panoramic view of El Paso, Texas looking toward Juarez,Mexico. (Photo: Joseph Sohm / Shutterstock.com)

|

3. El Paso, Texas

|

El Paso drivers enjoy sunny weather and car insurance rateslower than other places. The average insurance rate for El Pasodrivers is $1,024.83, which is $74.88 less than the nationalaverage. Similarly, gas prices are relatively low at $3.31 agallon, compared with the national average of $3.44. In 2012, therewere only 42 days of precipitation here, quite a bit less than thenational average of 110 days.

|

|
Kansas City
|

(Photo: Shutterstock.com)

|

2. Kansas City, Missouri

|

Kansas City drivers don't have much to complain about when itcomes to traffic delays, coming in at 27 hours each year, or sixhours less than the national average. Of all the large citiesexamined, Kansas City has the lowest likelihood of an accident.

|

|
Omaha, Nebraska
|

(Photo: Shutterstock.com)

|

1. Omaha, Nebraska

|

Omaha is the best city for car drivers, according toNerdWallet's analysis. Drivers in Omaha endure only 24 hours oftraffic delays each year—nine hours less than the national averageand the second-fewest hours of all the places examined. Omaha alsohas a lower amount of precipitation, 20 days less than the average,making commutes and errands less stressful.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].