Homeowners: if you have a basement, you have an increased risk for flood.

According to a new infographic from Chubb, all 50 U.S. states have experienced floods or flash floods in the last five years. Events like these — especially as mounds of winter snow melt in the spring — can cause flooding on below-ground levels of homes.

Basement floods are a pain to clean, and can cause expensive damage to possessions and homes. According to Chubb, the National Flood Insurance Program has paid more than $48.1 billion for flood insurance claims and related costs since 1978.

See the infographic from Chubb below for some tips to protect the interior and exterior of homes to prevent basement flooding.

Click the infographic to enlarge.