What started out as some hail damage to an insured's roof now continues to be drawn out in court for the homeowner. (Photo: Shutterstock)

Following the brutal winter many of us have just experienced, the idea of spring is a welcome change. However, spring can bring its own set of problems, from an increase in tornadic activity to heavy rains.

While coverage for direct physical loss of or damage to covered property caused by or resulting from windstorm or hail is a standard feature of property insurance forms, there are other ongoing losses that may result from windstorm and hail damage that should also be considered. Water damage, mold and the effects of power outages can come into play once the storm is over. But there are some less obvious perils in the aftermath of a storm that insureds may also face.

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