A measure by Florida Sen. David Simmons (R-Altamonte Springs) that would create insurance requirements for ride-sharing companies is being met with opposition from marketplace leaders Uber and Lyft—and the proposal hasn't even been heard in the House yet.

According to The Palm Beach Post, SB 1298 would establish coverage requirements for when a customer is in a vehicle and during an "on call" period—the time between when a driver is notified about a customer to pick up and the time the passenger gets in the vehicle—often cosidered a coverage gap.

Lobbyists for Uber and Lyft are arguing that the "on call" period is not a gap. "We believe that is an individual driving their own personal vehicle with the insurance required by state law," Uber representative Cesar Fernandez told The Post. The lobbyists also contend that adding "on call" coverage will require ride-sharing companies to increase costs, which can alter their draw as a low-cost ride option.

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