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The price changes reported by carriers indicate a continued moderation of price increases that began in the first quarter of 2013, albeit with a brief pause in the third quarter of 2014.

According to the latest Towers Watson Commercial Lines Insurance Pricing Survey (CLIPS), commercial insurance prices increased by a modest 2% during the fourth quarter of 2014. This survey compared prices charged on policies underwritten during the fourth quarter of 2014 to those charged for the same coverage during the same quarter in 2013.  

Survey data showed that loss ratios improved by 3% during 2014 (excluding catastrophes), compared to an estimated improvement of nearly 5% between 2012 and 2013.

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected]

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