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The P&C market continues to thrive, growing by $25 billion in 2013—the most recent year for data, according to the 2015 Market Share Study from the Independent Insurance Agents & Brokers of America.

Independent agents and brokers still control a majority of the entire P&C market, and wrote nearly 57% of all premiums. When only considering commercial lines, independent agents hold a significant advantage over direct writers, taking 80% of the market for $210.9 billion. Since 2010, this segment has grown by $35 billion.

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