According to a special report published by Fitch Ratings, more competitive property andcasualty (P&C) insurance premium rates and the potential forreduced favorable reserve development as well as higher catastrophelosses in 2015, are leading to a forecast toward break-evenunderwriting results and lower returns on equity (ROEs) in thefuture.

The report, titled U.S. Property/Casualty Insurance ProfitFundamentals, reviews fundamental drivers of profitability forthe P&C insurance industry and gives some perspective on wherethe industry is headed.

Pressure on performance

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].

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