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Workers’ comp is the one property and casualty coverage where a business can exert the most control to reduce claims and cost.

Businesses today are putting more emphasis on improving risk management than ever before. This is due in large part to increased regulation, emerging exposures such as cyber liability and supply chain interruption, as well as the associated escalation in financial consequences. According to a 2014 Price Waterhouse Coopers (PwC) global survey of approximately 2,000 business executives and risk managers worldwide, 75 percent are investing resources to create a more risk-aware company culture, with one in four identifying fragmented risk data as the largest capacity gap.

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