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FEMA's proposed flood map changes affect streams.

As winter snow melts and turns into spring runoff, the prospect of severe flooding moves into the minds of residents and businesses near streams, rivers, and coastlines. The National Flood Insurance Program (NFIP), which provides flood insurance for many of those properties, relies on the Risk Mapping, Assessment and Planning (MAP) program to determine whether a specific area is in a flood zone. The Federal Emergency Management Agency (FEMA) maintains the guidelines and standards to support the MAP program. These guidelines and standards define the way the statutory and regulatory requirements of the NFIP are implemented, for example, flood risk analysis, mapping and the performance of flood risk projects.

The Policy for Flood Risk Analysis and Mapping sets out FEMA’s requirements to produce better overall consistency and more efficient operation of mapping activities, which will help NFIP, local governments, underwriters and insurance carriers manage flood insurance coverage and claims.

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