(Bloomberg) -- Motorcyclists may be their own worst enemy on theroad.

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Insurer Progressive Corp. found that single-vehicle mishapsaccounted for more motorcycle-related claims last year than anyother event, the company said in a report Thursday. MayfieldVillage, Ohio-based Progressive said it processed 3.5 times more ofsuch claims than for rear-end crashes, the next-most commonmotorcycle incident.

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“Excess speed is the most common rider-related factor in fatalmotorcycle accidents,” Steve Carapia, a California Highway Patrolpublic information officer, said in a phone interview.Motorcyclists who drive too fast can’t identify and react toobstacles in the road, he said.

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“They don’t give themselves enough time to maneuver around theobject,” Carapia said. “Due to their speed, it’s hard to negotiatethat hazard.”

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[Clickto read the full report from Progressive.]

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Motorcyclists made up 14% of all vehicle-related fatalities in2013, up from about 9% in 2004, according to National HighwayTraffic Safety Administration data. In 2013, more than 32,000people were killed and 2.3 million injured in U.S. motor-vehiclecrashes.

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Riding while intoxicated on alcohol or controlled substances isanother leading cause of motorcycle accidents, Carapia said.California had the biggest share of motorcycles on the road in2012, with more than 780,000 registered in the country’s mostpopulous state, according to Federal Highway Administrationdata.

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‘Extremely Vigilant’

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“Progressive saw the most motorcycle claims from single vehicleaccidents -— far more than rear-end, intersection, and stolen bikescombined,” Scott Hall, motorcycle product manager at the insurer,said in the report. “Even when other vehicles aren’t around, youneed to be extremely vigilant on the open road.”

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California provides classes to teach new and experienced ridersabout motorcycle safety, Carapia said. Progressive, thefourth-largest U.S., auto insurer, also covers vehicles includingmotorcycles, boats and golf carts.

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Rear-end collisions accounted for the highest number of claimsin car accidents in 2014, followed by single-vehicle incidents,according to Progressive’s report on autos. May and June were thebusiest months, partly because of hail season.

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There were more boat claims during the July 4th weekend than forany other three-day period last year, Progressive said. The companyalso found July to be the busiest for both motorcycle and boatclaims, with customers taking advantage of long days and warmweather.

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Copyright 2018 Bloomberg. All rightsreserved. This material may not be published, broadcast, rewritten,or redistributed.

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