Many residents of upstate New York spent the 2014 Thanksgiving holiday digging out from a record-setting winter storm, followed by severe flooding.

As a result, on Dec. 22, President Obama declared certain counties in the state disaster areas, providing state, local and tribal governments as well as residents and businesses with an early Christmas present. In addition to helping the state of New York pay for storm-related damage to infrastructure, the declaration may help individuals and businesses recover from losses beyond the amounts their insurance policies cover.

The president’s action makes federal funding available on a cost-sharing basis for emergency work or repairs to facilities damaged by the winter storm in the counties of Cattaraugus, Chautauqua, Erie, Genesee, Jefferson, Lewis, Orleans, St. Lawrence, and Wyoming. According to the U.S. Department of Homeland Security’s Federal Emergency Management Agency (FEMA), the aid will supplement state, local and tribal recovery efforts in areas affected by the November 17–26, 2014 storm.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].