Remember last winter? It was a cold one.

It was the year of the "PolarVortex," of the deep freeze in Chicago, and the ice storm that nearly broughtAtlanta to its knees.

In fact, according to Munich Re, the first quarter of 2014ranked as the coldest winter in the Eastern U.S. in more than adecade. There were 11 winter storms and cold waves between Januaryand March of this year, causing 84 fatalities and an estimated $2.4billion in insured losses. The Polar Vortex event alone causednearly $1.7 billion in insured losses, according to Property ClaimsService for Verisk Insurance Solutions.

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