As Ebola's grasp spreads across the globe, the risks of the deadly disease begin to extend beyond the healthcare realm into liability, contamination issues, pollution, life insurance and business interruption to name a few. While hospitals are re-examining their protocols to protect staff and patients, any business associated with hospitality such as transportation, hotels, and the like will be examining their duty of care for their customers.
“Every healthcare facility will double-check procedures and be overly cautious to avoid contaminating and infecting patients and staff,” says Randy Nomes, executive vice president with Aon Risk Solutions.
Nomes says the insurance impact won't be significant initially, but that travel disruption could become an issue, and businesses in the healthcare and hospitality industries will begin to look at risks and changes in procedures. “They may look at insurance solutions similar to what we have for bedbugs and travel disruption. There are already some products available to address these issues and there may be some existing products that can cover issues related to Ebola.”
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