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Google’s driverless car looks amusing, with its sensory equipment strapped to the roof, but the property and casualty insurance industry shouldn’t smile. Google’s car is getting most of the press, but the autonomous car industry is growing far beyond Google’s efforts and should greatly reduce the risks involved in driving. The current $200 billion in annual premium for commercial and private auto insurance in the United States could decrease over the next five years by as much as $75 billion.

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