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In a statement accompanying the Council of Insurance Agents and Brokers’ Q1 2012 Market Index Survey, CIAB President and CEO Ken Crerar declared a hard-market turn.

Rates had ticked up beginning in Q3 2011, then increased by 2.7% in Q4 and rose again by 4.4% in Q1 2012. CIAB’s survey showed increases peaked at 5.2% in Q1 2013, and began to slow in Q2 2013.

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