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It’s summertime, and peak season for vacationers and car rentals. Even though most standard auto insurance policies cover rental cars, roughly 20% of consumers always purchase supplemental coverage when renting a car, and 20% do occasionally, according to a study by Progressive. Why? A study by the National Assn. of Insurance Comissioners finds that 62% of consumers don’t think their personal auto insurance automatically covers rentals, and 24% aren’t sure whether their credit cards provide any coverage.

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