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No one disputes the need for insurance throughout our lives. It is a purchase based on current and future needs. Like the umbrella I take when I travel, it’s tucked away – just in case I need it.

When it comes to insurance, the real questions are: what kinds of insurance do you need and when should you purchase them? Your goal should be to get the best coverage that meets your needs at different stages of life. Here are some of the types of insurance you should consider to help manage the unexpected “adventures” you’ll encounter along the way.

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