The number of insured losses to homes from lightning strikes in the U.S. fell to their lowest level in a decade in 2013, thanks to decreased thunderstorm activity and widespread dry weather, says the Insurance Information Institute (I.I.I.). In total, insurers paid $673.5 million in lightning claims to more than 100,000 policyholders in 2013.
An analysis of homeowners insurance data by I.I.I. and State Farm found there were 114,740 insurer-paid lightning claims in 2013, down 24% from 2012. The average lightning paid-claim amount was also down, dipping 8.3% to $5,869 in 2013 from $6,400 in 2012. (See below.)
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