A parking lot full of yellow cabs in Hoboken, N.J. is flooded as a result of Superstorm Sandy in 2012. Following the storm, many homeowners waited weeks to see their first insurance carrier representative. (AP Photo)

With the arrival of the 2014 storm season, there are numerous articles in the national and local media about the steps consumers should take to prepare for a hurricane, tornado or other storm-related disaster. But no one seems to discuss the need for insurance carriers to make their own advance preparations in the event of a flood of claims.

Following Hurricane Sandy in October 2012, countless homeowners waited weeks to see their first insurance carrier representative. From our work in the Mid-Atlantic region for both homeowners and business owners, it appears that the carriers were simply overwhelmed by the magnitude of the disaster.

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