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Liberty Mutual saw net written premiums increase by 5.3% and catastrophe losses decline by 88% in 2013’s fourth quarter, leading to net income attributable to the company of $496 million, compared to a $234 million net loss for the same period the year before.

Catastrophe losses for the period dropped to $102 million, compared to $855 million in 2012’s fourth quarter. Liberty Mutual’s combined ratio dropped to 100.4, a 12.5 point improvement.

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