With the proliferation of contractor fraud, various states have enacted legislation to protect consumers. The issue is unfortunately thrust into the limelight following a natural catastrophe, as policyholders suffering property losses are especially vulnerable to predatory practices.

The workers employed at these fly-by-night businesses often require protection as well, particularly when contractors fail to obtain workers' compensation insurance. Florida is one of many states to crack down on employers that put both consumers and employees in harm's way.

As part of routine efforts to combat unlicensed activity throughout the state, investigators with the Florida Department of Financial Services (DFS) Division of Insurance Fraud and the Florida Department of Business and Professional Regulation (DBPR) routinely monitor Internet sites, such as Craigslist and Angie's List. 

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