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Ask the average American how old the insurance industry is, and he or she may estimate 100, maybe even 200 years. After all, aren’t most modern industries only a few hundred years old, perhaps dating to the coming of the Industrial Age in the 19th century? Then mention ship building, and they’ll say, “Oh, yes, well I guess that’s an old business.” Or what about medicine? Old Hippocrates was around back before Mohammed or Jesus. “Oh, well, but it was different then.”

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