Come January, tens of thousands of Floridians who have Citizensproperty insurance will no longer have the power to decide whetherto stay with the state-backed insurer.

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The plan is years in the making, as the state has steadilypushed to steer consumers away from Citizens to smaller privatecompanies intended to help carry the burden should a hurricanestrike.

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It's a daunting dilemma for homeowners, who know little aboutthese private companies. The Sun Sentinel examined the regulatoryrecords of these companies to shed light on this emerging insurancemarket.

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Read the entire story from Kathleen Haughney and Maria MalloryWhite of the Sun Sentinel HERE.

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