Come January, tens of thousands of Floridians who have Citizens property insurance will no longer have the power to decide whether to stay with the state-backed insurer.

The plan is years in the making, as the state has steadily pushed to steer consumers away from Citizens to smaller private companies intended to help carry the burden should a hurricane strike.

It's a daunting dilemma for homeowners, who know little about these private companies. The Sun Sentinel examined the regulatory records of these companies to shed light on this emerging insurance market.

Recommended For You

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.