Tropical Storm Debby swamps Live Oak, FL, in June 2012. (AP Photo/Dave Martin)

Homeowners Choice Property & Casualty Insurance Company Inc. will soon offer flood insurance in the state of Florida, having already submitted related forms and rate filings with the Florida Office of Insurance Regulation to jumpstart their efforts.

Homeowners Choice, a wholly-owned insurance subsidiary of HCI group Inc., based in Tampa, will provide rate relief to existing customers by applying to regulators to add an endorsement to its policies to include flood coverage. The additional coverage is expected to be priced similarly to what property owners paid before the Biggert-Waters Flood Insurance Reform and Modernization Act of 2012.

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