For even the riskiest lines of business, insurance availability can be difficult but seldom impossible, according to the experts. Carriers are leaving no stone unturned in their search for new growth, and part of that approach involves crafting specialized coverages for niche industries in high-risk areas. As a result, agents and brokers with a solid understanding of their customers' businesses can usually find creative ways to protect their assets and generate profits in the process.

We spoke with experts who specialize in six tough lines—private and non-profit D&O, management liability, cyber liability, medical malpractice, coastal property, and educational institutions—about market conditions and what agents and brokers can expect in the future. Click on the following pages to learn more.

Private and nonprofit D&O

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