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Insurers are acutely aware of the fact that time does not heal all wounds.

As Sandy victims struggle to rebuild their lives—and homes—ruined by last year’s storm, P&C insurers face heavy scrutiny from both policyholders and the general public. While some of this can be attributed to media prejudice toward the industry, some property owners are saying that insurers need to do a better job handling the influx of claims.

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