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While wildfires raged this year in California, Colorado and Arizona, high-net-worth insurers were there too, providing fire deterrent services to the mansions and sprawling estates of their private-client insureds.

This vital service—preventing, if possible, fire from reaching an insured’s multimillion dollar home—is a deterrent to paying large losses should one of these properties be consumed by flames. And now almost every HNW carrier in the segment has its own fire protection unit or contracts such services with a third-party supplier.

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