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The headline in the December 17, 2012 issue of Property ­Casualty 360National Underwriter read “Uncertainty Rules Risk ­Management Outlook in 2013.” Risk managers were worried about what happened in 2012. Well, a lot happened last year—namely a dozen weather-related events that, along with other catastrophes, cost around $70 billion, and for that dozen, more than $1 billion each.

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