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The headline in the December 17, 2012 issue of Property ­Casualty 360National Underwriter read “Uncertainty Rules Risk ­Management Outlook in 2013.” Risk managers were worried about what happened in 2012. Well, a lot happened last year—namely a dozen weather-related events that, along with other catastrophes, cost around $70 billion, and for that dozen, more than $1 billion each.

Last year was also the hottest year in history, and predictions of other forms of doom and gloom ranging from cyber attacks to volcanic explosions were rampant. Had the Mayans been right after all?

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