Marty Henry is senior vice president of Travelers Risk Control

According to the National Oceanic and Atmospheric Administration's (NOAA) Atlantic Hurricane Season Outlook there is a 70 percent likelihood of 13 to 20 named storms (winds of 39 mph or higher), of which 7 to 11 could become hurricanes (winds of 74 mph or higher), including 3 to 6 major hurricanes (Category 3, 4 or 5; winds of 111 mph or higher).

This exceeds the seasonal average of 12 named storms, 6 hurricanes and 3 major hurricanes.

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