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An investigator looks over a destroyed fertilizer plant in West, Texas, Thursday, May 2, 2013. (AP)

It has been several weeks since the deadly explosion at the West Fertilizer plant in West, Texas that killed 15, injured some 200, and destroyed a sizeable portion of the town, including a retirement center, a middle school and an apartment complex. Since then, my colleague Chad Hemenway has been at the forefront of a story that so far is yielding more questions than answers. The first and most important, of course, is who insured the plant, since at the time of this writing, there appears to have been no liability insurance of any kind at West Fertlizer on what has turned out to be a $100 million property loss. The deaths and injuries of so many people—many of whom were first responders killed as they tried in vain to put out the plant fire that touched off the explosion—will undoubtedly create a significant liability scenario, whether there is coverage or not. And this gives rise to further questions.


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