We reached out to risk managers and asked a couple of simple questions: Who do you use, and why? Here's what they had to say:

Carolyn Snow, director of risk management for Humana Inc. who is a member of the RIMS Board of Directors, says Humana prefers AIG for its executive-protection and property-related coverage.

“When we find a company that provides us with good products and services, we tend to stay with them,” says Snow. “We like developing long-terms relationships where the companies really get to know us and understand our exposure.”

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