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Stephen Applebaum compares the movement in insurance IT to newer, more agile systems to that of a huge ocean liner. “It takes a great deal of momentum to move it at all,” he says. “But once it starts moving it’s very hard to stop. When I see shifts (in IT spending plans) like this, it impresses me because it takes a lot of energy—and a lot of good business cases—to move projects.” 

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