Q: Where would you say the top opportunities for growthlie for producers in 2013?

The first opportunity for 2013 I would say lies in analytics.There is a consistent request from our clients to help them makemore informed decisions about the structure and cost of theirinsurance programs. Market size, experience and gut feel are nolonger enough to satisfy sophisticated insurance buyers and theirquest to validate transactional efficiency.

Clients want access to the right data and analytical tools to beable to benchmark their insurance programs against their peers, toeffectively evaluate the trade-offs between retaining andtransferring risk, and to optimize their insurance programs. Webelieve that Marsh’s material investment in the development of apowerful analytics platform is producing significant value-creationopportunities for both our producers and the organization as awhole.

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