The U.S. population is aging, but despite statistics that older drivers have higher claim rates, the overall number of collision claims is not expected to increase, says the Insurance Institute of Highway Safety.
In a recently released report, the IIHS says an analysis by the Highway Loss Data Institute (HLDI) shows there are factors that will counter the negative impacts of an aging population between now and 2030.
People in their 70s and 80s have a higher claim rate than those in their 50s and 60s, IIHS says, but the percentage of older drivers is “predicted to remain relatively small” in relation to the number of overall drivers.
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