Research firm Conning says all signs point to a deteriorating liability-insurance market.

“The U.S. liability-insurance front has been relatively quiet in recent years,” says analyst Jerry Theodorou in a statement. “Decreasing loss frequency and an ample reserve position have supported satisfactory results even in the face of falling premium rates in the past decade's soft market.”

However, says Theodorou, “the benign period for Liability insurance results may be coming to an end.”

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