You've heard the saying: There's an app for that. Insurancecompanies are increasingly putting out smartphone applications toprovide customers with easier access to their services.

As Insurance Quotes notes in its recent article titled “6Insurance Apps You Need to Download,” not all apps are createdequal. Apps created by private developers can be full of bugs, andapps created by specific companies can only be used by customers ofthat company.

The following apps are highly rated and user-friendly. Click“next” to see the top 5 best property and casualty insuranceconsumer apps.

State Farm Pocket Agent

Everything a State Farm customer needs can be found in this app.Customers can view their policy, submit an auto insurance claim,contact a local agent, pay bills using the State Farm Bank mobilebill pay feature, transfer funds from one eligible State Farm Bankaccount to another, and search for and locate roadside services andauto repair facilities.

AAA

There's no need to dig around for your AAA card and dial a phonenumber the next time you need roadside assistance. With AAA'sRoadside app, you can just take out your phone to make a requestfor assistance. Using the location of your phone, a request forassistance is sent to the nearest technician for a quickerresponse. You can also view your AAA card and find nearbyAAA-approved auto repair shops and offices with the app.

MyHOME Scr.APP book

Its name might be a bit disorganized, but the MyHOME Scr.APPbook from the National Association of Insurance Commissioners isall about organization. The app allows you to inventory your homein order to determine how much insurance you need, or in the eventof a robbery or disaster, file a claim. You can collect and saveinformation for each item in each room of your home and create abackup file to share with your insurance agent.

C.A.R. (Car Accident Report)

No pen? No problem. With C.A.R. you can take down informationafter an accident and e-mail yourself all the collected informationusing the iPhone's e-mail client. Using the app you can collectpeople, location, vehicle and witness information with its variousmulti-media utilities.

Help I Crashed My Car

The Help I Crashed My Car app uses GPS technology to locate thenearest police department, ambulance service, towing company, andrental car company. With just one click, the app's automatedcommunication system contacts up to three contacts, your insurancecompany and agent, and preferred body shop.