Duke Ellington is known more for his great music, such as Take the 'A' Train (alas, it's flooded right now) than for his inspirational quotes, but in thinking about what has gone with the weather on over the last two days—and where the recovery is headed over the next few months—I thought his words were prophetic.

“A problem is a chance for you to do your best,” is a quote attributed to Ellington and boy, is the insurance industry facing some problems.

Disaster recovery is a challenge for any business, but when your business is helping others recover from their own disasters and your own business is located in the midst of that same disaster, well, that's what you call a double-edged sword.

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