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The Hartford Steam Boiler Inspection and Insurance Company has announced a new concept in homeowners insurance that combines breakdown coverage for home equipment systems, appliances and electronics with a suite of home energy management services to help policyholders save money.

HSB HomeWorks includes the broadest breakdown coverage now available for heating, cooling, water and power, security and other home systems, appliances and electronics. In addition, HSB’s service suite helps policyholders operate their homes more efficiently and reduce their energy expenses, including switching electricity suppliers to the lowest-cost provider in deregulated states.

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