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Despite huge losses from catastrophes last year reinsurers began 2012 in solid shape, but the companies benefited from factors that might not be present going forward—and the industry will require renewed focus on underwriting, ratings agencies say.

Moody’s Investors Service notes that in years when the reinsurance market has suffered considerable losses, it has shown the capacity to rebuild capital faster than other financial institutions. As an example, Moody’s points out that reinsurers began 2012 with more capital than they had at the start of 2011.

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