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Editor’s note: Bob Hunter serves as the director of insurance for the Consumer Federation of America (CFA) and former Federal Insurance Administrator and Texas Insurance Commissioner.

As I watched coverage of the flooding caused by Hurricane Isaac in New Orleans this past week, I could not help but recall the Category 5 storm which struck Florida 20 years ago that forever changed not only the lives of citizens impacted by the storm, but also the entire property and casualty insurance industry. 

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