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Insurers are always looking for ways to evaluate and predict the lifestyle risks of potential or current clients. Motor vehicle records, or MVRs, could become the next popular predictive data source for calculating an individual’s all-cause mortality. A study by LexisNexis and RGA Reinsurance Co. analyzed more than 7.4 million MVRs and found that persons with serious and frequent violations had much higher all-cause mortality than those with clean records or a few minor infractions.


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